What is SafetyWing open enrollment of July/August 2025?

SafetyWing Open Enrollment is the annual period when clients can make changes to their employees’ existing SafetyWing Remote Health insurance coverage or voluntarily offer this benefit to eligible employees for the first time.

This process applies only to SafetyWing and does not impact other insurance plans managed through Horizons.


Open Enrollment is the only time changes can be made without a qualifying life event, such as marriage, onboarding, or relocation.


Who is this relevant for?

  • Employees who are already enrolled in SafetyWing Remote Health

  • Clients who wish to begin offering SafetyWing coverage to their team voluntarily

If you do not offer SafetyWing or your employees are not enrolled in this plan, no action is required unless you want to opt in.


What can I do during SafetyWing Open Enrollment?

As a client, you can:

  • Enroll new employees in the SafetyWing plan

  • Update existing coverage, such as adding dependents or changing plan levels

  • Cancel coverage if an employee is opting out

After the Open Enrollment deadline, changes can only be made with a qualifying life event.


Do I or my employees need to take any action?

No action is needed if you are continuing with the same coverage. Insurance will renew automatically for all employees currently enrolled in SafetyWing Remote Health.

If you wish to make any changes, enrollments, updates, cancellations, please contact us by July 9, 2025, at support@joinhorizons.com. We’ll coordinate all changes directly with the SafetyWing team.


When will the changes take effect?

All changes made during this Open Enrollment period will be effective starting August 1, 2025.


Will employees be notified?

Yes. On August 1, all enrolled employees (unless opted out) will receive:

  1. Plan Renewal Notification – Confirming their enrollment and outlining any updates to their plan.

  2. Payment Card Email – Introducing the new SafetyWing payment card, with instructions on how to use it for day-to-day healthcare expenses.


How will this affect my billing?

You’ll see the updated premium reflected in your payroll invoice and payroll report, under the same category as before.

To review the changes:

  • Log into the Horizons platform

  • Click on Report

  • Select an employee

  • Find the SafetyWing insurance premium under the Benefits or Financial Charges section


What if I want to opt out?

If you wish to cancel SafetyWing coverage for any employees, please contact us. Note that:

  • Some employees may be contractually entitled to this benefit based on their employment agreement

  • If the opt-out request is employee-initiated, we can process it accordingly

  • If the request is due to cost considerations, we ask that you communicate this so we can assist appropriately

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