What are the offered medical insurances in Indonesia?

In Indonesia, while the public health system provides a basic level of care, many employers opt to offer private medical insurance to ensure their employees receive higher-quality treatment and access to better healthcare facilities. Here’s an overview of the medical insurance landscape and recommendations for employers:


Public vs. Private Medical Insurance

  • Public Health Insurance: Indonesia’s public health insurance system provides basic medical coverage but may have limitations in terms of service quality, waiting times, and availability of specialized treatments. Public hospitals often have longer wait times and may not always provide English-speaking staff.

  • Private Medical Insurance: Offering private medical insurance is highly recommended for employees. It ensures access to superior medical care, including:

    • Higher Standards of Treatment: Private hospitals and clinics often offer better facilities and services.
    • Access to English-Speaking Medical Professionals: Many private hospitals have staff who can communicate effectively in English, which is crucial for expatriates and international employees.
    • Quicker Service: Private insurance generally reduces waiting times for treatments and appointments.


Partnership with SafetyWing

For companies looking to provide their employees with comprehensive private medical insurance, Horizons partners with SafetyWing. SafetyWing offers a range of international medical insurance options designed to meet the needs of expatriates and local employees alike.

  • Benefits of Partnering with SafetyWing:
    • Comprehensive Coverage: SafetyWing provides coverage for a wide range of medical treatments and services, ensuring that employees receive high-quality care.
    • Flexibility: Various plans are available to suit different needs and budgets.
    • Global Network: Access to a network of hospitals and clinics worldwide, making it ideal for employees who travel frequently or are stationed abroad.


Enrollment

If you wish to enroll your employees in SafetyWing’s medical insurance plans, Horizons can facilitate the process. This partnership ensures that your team has access to the best possible medical care, enhancing overall well-being and job satisfaction.

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