A 员工方案（Plan for Employees） |
意外伤害
Accidental Death & Disability | 保额：50万
limit to 500K |
因意外事故导致的身故、残疾、烧伤
Accidental death, disability, burns |
定期寿险
Term Life | 保额：20万
limit to 200K |
因疾病导致的身故
Death benefit caused of Illness |
重大疾病保险
Critical Illness | 保额：20万
limit to 200K |
首次罹患重大疾病，一次性现金给付
Cash benefit |
门诊医疗
Outpatient treatment | 保额：5万 （和住院福利共享）
limit to 50K（combine outpatient treatment with inpatient treatment） |
因意外伤害或疾病导致的门急诊疗费用. 100%赔付；无免赔额，开放乙类与丙类自费，开放特需门诊，包括挂号费、检查费、药费等。
Outpatient expenses caused by an accidental injury or disease.Out-patient:100% reimbursement rate;no deductible,extended to VIP Section |
住院医疗
Inpatient treatment | 保额：5万 （和住院福利共享）
limit to 50K（combine outpatient treatment with inpatient treatment） |
因意外伤害或疾病导致的住院费用. 100%赔付；无免赔额，开放乙类与丙类自费，开放特需门诊，检查费、药费等。
Hospitalization expenses caused by an accidental injury or disease.In-patient:100% reimbursement rate,no deductible,extended to VIP Section |
住院津贴
Hospitalization Allowance | 保额：100元每日（普通病房）200元每日（重症监护室)
RMB100/人person/天day
RMB200/人person/天day（ICU） |
员工在保险期间内疾病或因遭受意外事故入住医院治疗，保险人给付住院津贴，给付金额为每日保险金额乘以住院日数，最高不超过180天。
If the insured is admitted to hospitalized due to illness or accidental cause during the validity of the Contract, a daily cash benefit will be payable for each day of hospitalization. The maximum benefit period is 180 days of hospitalization for the policy year. |
女性生育险
Maternity | 保额：4千元（CDP方案-生育福利提升至8千元）
limit to 4K |
扣除社保津贴，社保范围内100%赔付，包含乙类分类自负部分，上限4000元。
Except for social insurance benefits,100% reimbursement rate within social security,the upper limit is RMB4,000. |
总保费元/人/年
Total Annual Premium | 1）有医保（with Social medical insurance |
2）无医保（without Social medical insurance） |
B 附属被保险人配偶公司付费计划（Plan for spouse） |
意外伤害
Accidental Death & Disability | 保额：50万
limit to 500K |
因意外事故导致的身故、残疾、烧伤
Accidental death, disability, burns |
门诊医疗
Outpatient treatment | 保额：5万 （和住院福利共享）
limit to 50K（combine outpatient treatment with inpatient treatment |
因意外伤害或疾病导致的门急诊疗费用. 100%赔付；无免赔额，开放乙类与丙类自费，开放特需门诊，包括挂号费、检查费、药费等。
Outpatient expenses caused by an accidental injury or disease.Out-patient:100% reimbursement rate;no deductible,extended to VIP Section |
住院医疗
Inpatient treatment | 保额：5万 （和住院福利共享）
limit to 50K（combine outpatient treatment with inpatient treatment） |
因意外伤害或疾病导致的住院费用. 100%赔付；无免赔额，开放乙类与丙类自费，开放特需门诊，检查费、药费等。
Hospitalization expenses caused by an accidental injury or disease.In-patient:100% reimbursement rate,no deductible,extended to VIP Section |
总保费元/人/年
Total Annual Premium | 1）有医保（with Social medical insurance |
2）无医保（without Social medical insurance |
C 附属被保险人子女公司付费计划（Plan for children） |
门诊医疗
Outpatient treatment | 保额：5万 （和住院福利共享）
limit to 50K（combine outpatient treatment with inpatient treatment） |
因意外伤害或疾病导致的门急诊疗费用. 100%赔付；无免赔额，开放乙类与丙类自费，开放特需门诊，包括挂号费、检查费、药费等。
Outpatient expenses caused by an accidental injury or disease.Out-patient:100% reimbursement rate;no deductible,extended to VIP Section |
住院医疗
Inpatient treatment | 保额：5万 （和住院福利共享）
limit to 50K（combine outpatient treatment with inpatient treatment） |
因意外伤害或疾病导致的住院费用. 100%赔付；无免赔额，开放乙类与丙类自费，开放特需门诊，检查费、药费等。
Hospitalization expenses caused by an accidental injury or disease.In-patient:100% reimbursement rate,no deductible,extended to VIP Section |
|
