How to Set Up ACH Direct Debit



Modified on: Fri, 5 Dec, 2025 at 3:10 PM


Paying invoices is a whole lot easier with ACH Direct Debit (ACH DD): a faster, simpler, and more secure way to pay your Horizons invoices directly from your US bank account. No more manual transfers, no more chasing deadlines.


With ACH DD, you get:

  • Automatic payments – no manual work needed
  • On-time processing – fewer delays, more peace of mind
  • Top-notch security – fully compliant with ACH and KYC/KYB regulations

This means smoother payments, less admin, and more time for what matters. 

Here's how it works:

  1. Initiate ACH Setup: 
  • Select the USA as your Region for the new Bank Debit option. 
  • Initiate the  KYB  process according to US regulations.
  • Submit your business details, and await Review by the Payment Provider (typically takes a few business days)
  1. Link & Verify Your Bank Account: 
  • After KYB approval, link and verify your US bank account using Open Banking (Plaid) for instant verification or Micro-deposits (takes 1-2 days).
  • After verification, you are ready to go! 

Note: Funds are debited securely from your verified account only upon your manual confirmation. 


  1. Pay Your Invoices: 
  • Select your verified bank account during the invoice payment process. Review, then Confirm to initiate the direct debit payment.  
  • Your account will not be charged until you Confirm the invoice payment. 
  • The payment process will take 1-2 days. You will receive an email confirmation once the payment is received. 


To ensure a smooth transition, we encourage you to use the Direct Debit feature and experience it firsthand.

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