What is the Work Risk Insurance (ART) in Argentina?

In Argentina, employers are required to enroll employees in ART (Aseguradora de Riesgos del Trabajo), a mandatory insurance system designed to cover work-related injuries or illnesses.


Key aspects of ART include:

  • Coverage: ART provides benefits for medical expenses, rehabilitation, and compensation in cases of temporary or permanent disability due to work-related issues.
  • Cost: The expense of ART is entirely borne by the employer.
  • Contributions: The amount paid for ART depends on the company’s industry and the associated risk level.


This insurance is crucial for protecting employees and ensuring they receive appropriate care and compensation in the event of work-related accidents or health issues.

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